/* ============================================================
   STAR FRONT CAPITAL — Design System v2
   Mobile-first. Luxury real estate. Gold + Navy + Cream.
   ============================================================ */

/* --- Fonts --- */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,600&family=DM+Sans:wght@300;400;500&display=swap');

/* --- Variables --- */
:root {
  --navy:   #0b1c33;
  --navy2:  #142640;
  --gold:   #c9a84c;
  --gold2:  #e8c97a;
  --cream:  #f5f2ec;
  --cream2: #ece8df;
  --white:  #ffffff;
  --text:   #2a2a2a;
  --muted:  #6b6b6b;
  --border: rgba(201,168,76,0.18);

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body:    'DM Sans', system-ui, sans-serif;

  --r-sm: 8px;
  --r-md: 14px;
  --r-lg: 22px;

  --header-h: 72px;
  --transition: 0.28s cubic-bezier(0.4,0,0.2,1);
  --shadow: 0 4px 32px rgba(11,28,51,0.10);
  --shadow-lg: 0 12px 48px rgba(11,28,51,0.18);
}

/* --- Reset --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { font-family: var(--font-body); font-size: 16px; color: var(--text); background: var(--white); line-height: 1.65; overflow-x: hidden; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
input, textarea, select { font-family: inherit; }

/* --- Skip link --- */
.skip-link { position: absolute; top: -100px; left: 16px; background: var(--gold); color: var(--navy); padding: 8px 16px; border-radius: var(--r-sm); font-size: 14px; font-weight: 500; z-index: 9999; transition: top .2s; }
.skip-link:focus { top: 8px; }

/* --- Container --- */
.sf-container { width: 100%; max-width: 1160px; margin: 0 auto; padding: 0 20px; }
@media (min-width: 768px) { .sf-container { padding: 0 36px; } }

/* ============================================================
   HEADER / NAV
   ============================================================ */
.sf-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: #ffffff;
  border-bottom: 1px solid rgba(11,28,51,0.10);
  transition: background var(--transition), box-shadow var(--transition);
}
.sf-header.is-scrolled {
  background: #ffffff;
  box-shadow: 0 2px 20px rgba(11,28,51,0.10);
}
.sf-header__inner {
  display: flex; align-items: center; justify-content: space-between;
  height: var(--header-h);
  max-width: 1160px; margin: 0 auto; padding: 0 20px;
  gap: 16px;
}
@media (min-width: 768px) { .sf-header__inner { padding: 0 36px; } }

/* Logo */
.sf-logo { display: flex; align-items: center; flex-shrink: 0; }
.sf-logo img { height: 44px; width: auto; }
@media (min-width: 768px) { .sf-logo img { height: 52px; } }

/* Desktop nav */
.sf-nav { display: none; align-items: center; gap: 4px; }
@media (min-width: 1024px) { .sf-nav { display: flex; } }

.sf-nav__link {
  position: relative;
  color: rgba(11,28,51,0.65);
  font-size: 13px; font-weight: 400; letter-spacing: 0.04em; text-transform: uppercase;
  padding: 6px 14px; border-radius: var(--r-sm);
  transition: color var(--transition), background var(--transition);
}
.sf-nav__link::after {
  content: ''; position: absolute; bottom: -2px; left: 14px; right: 14px; height: 1px;
  background: var(--gold); transform: scaleX(0); transform-origin: left;
  transition: transform var(--transition);
}
.sf-nav__link:hover, .sf-nav__link.is-active {
  color: var(--gold);
}
.sf-nav__link:hover::after, .sf-nav__link.is-active::after { transform: scaleX(1); }

/* Header actions */
.sf-header__actions { display: flex; align-items: center; gap: 12px; }

.sf-header__cta {
  display: none;
  align-items: center; gap: 7px;
  background: var(--gold);
  color: var(--navy);
  font-size: 13px; font-weight: 500; letter-spacing: 0.02em;
  padding: 9px 18px; border-radius: 99px;
  transition: background var(--transition), transform var(--transition);
  white-space: nowrap;
}
.sf-header__cta:hover { background: var(--gold2); transform: translateY(-1px); }
@media (min-width: 640px) { .sf-header__cta { display: flex; } }

/* Hamburger */
.sf-hamburger {
  display: flex; flex-direction: column; justify-content: center;
  gap: 5px; width: 40px; height: 40px; padding: 8px;
  border-radius: var(--r-sm);
  transition: background var(--transition);
}
.sf-hamburger:hover { background: rgba(255,255,255,0.08); }
.sf-hamburger span {
  display: block; height: 1.5px; background: var(--navy); border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition), width var(--transition);
  transform-origin: center;
}
.sf-hamburger span:nth-child(3) { width: 60%; }
.sf-hamburger.is-open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.sf-hamburger.is-open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.sf-hamburger.is-open span:nth-child(3) { width: 100%; transform: translateY(-6.5px) rotate(-45deg); }
@media (min-width: 1024px) { .sf-hamburger { display: none; } }

/* Mobile menu */
.sf-mobile-menu {
  overflow: hidden; max-height: 0;
  background: #ffffff;
  border-top: 1px solid rgba(11,28,51,0.08);
  transition: max-height 0.38s cubic-bezier(0.4,0,0.2,1);
}
.sf-mobile-menu.is-open { max-height: 520px; }

.sf-mobile-nav { display: flex; flex-direction: column; padding: 8px 20px 20px; gap: 2px; }
.sf-mobile-nav__link {
  display: block;
  color: rgba(11,28,51,0.70);
  font-size: 15px; font-weight: 400;
  padding: 13px 16px; border-radius: var(--r-sm);
  border-left: 2px solid transparent;
  transition: color var(--transition), background var(--transition), border-color var(--transition);
}
.sf-mobile-nav__link:hover, .sf-mobile-nav__link.is-active {
  color: var(--gold);
  background: rgba(201,168,76,0.06);
  border-left-color: var(--gold);
}
.sf-mobile-nav__cta {
  display: block; text-align: center;
  margin-top: 12px;
  background: var(--gold); color: var(--navy);
  font-size: 15px; font-weight: 500;
  padding: 14px; border-radius: var(--r-md);
  transition: background var(--transition);
}
.sf-mobile-nav__cta:hover { background: var(--gold2); }

/* ============================================================
   PAGE OFFSET (below fixed header)
   ============================================================ */
.sf-page { padding-top: var(--header-h); }

/* ============================================================
   HERO — HOME
   ============================================================ */
.sf-hero {
  position: relative;
  min-height: 100svh;
  background: var(--navy);
  display: flex; align-items: center;
  overflow: hidden;
}

/* Geometric background accents */
.sf-hero::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(201,168,76,0.07) 0%, transparent 65%),
    radial-gradient(ellipse 50% 80% at 10% 80%, rgba(201,168,76,0.04) 0%, transparent 60%);
  pointer-events: none;
}

/* Gold diagonal rule top-right */
.sf-hero::after {
  content: '';
  position: absolute; top: 0; right: 0;
  width: 1px; height: 45%;
  background: linear-gradient(to bottom, transparent, var(--gold), transparent);
  opacity: 0.4;
}

.sf-hero__inner {
  position: relative; z-index: 1;
  width: 100%;
  max-width: 1160px; margin: 0 auto;
  padding: 64px 20px 48px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
}
@media (min-width: 768px) { .sf-hero__inner { padding: 80px 36px 64px; } }
@media (min-width: 1024px) {
  .sf-hero__inner {
    grid-template-columns: 1fr 440px;
    gap: 64px;
    padding: 100px 36px 80px;
  }
}

/* Hero copy */
.sf-hero__eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 20px;
}
.sf-hero__eyebrow span { display: inline-block; width: 28px; height: 1px; background: var(--gold); }

.sf-hero__h1 {
  font-family: var(--font-display);
  font-size: clamp(36px, 7vw, 68px);
  font-weight: 600; line-height: 1.08;
  color: var(--white);
  margin-bottom: 20px;
  letter-spacing: -0.01em;
}
.sf-hero__h1 em { font-style: italic; color: var(--gold2); }

.sf-hero__sub {
  font-size: clamp(15px, 2vw, 17px);
  color: rgba(255,255,255,0.65);
  max-width: 480px;
  line-height: 1.7;
  margin-bottom: 32px;
}

.sf-hero__pills {
  display: flex; flex-wrap: wrap; gap: 8px;
  margin-bottom: 36px;
}
.sf-hero__pill {
  display: flex; align-items: center; gap: 6px;
  font-size: 12px; color: rgba(255,255,255,0.7);
  border: 1px solid rgba(255,255,255,0.14);
  padding: 6px 14px; border-radius: 99px;
  letter-spacing: 0.03em;
}
.sf-hero__pill svg { color: var(--gold); flex-shrink: 0; }

/* Hero form card */
.sf-hero__card {
  background: var(--white);
  border-radius: var(--r-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
.sf-hero__card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold2), var(--gold));
}
.sf-hero__card-label {
  font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--gold); font-weight: 500; margin-bottom: 8px;
}
.sf-hero__card h2 {
  font-family: var(--font-display);
  font-size: 26px; font-weight: 600;
  color: var(--navy); margin-bottom: 6px; line-height: 1.2;
}
.sf-hero__card p {
  font-size: 13px; color: var(--muted); margin-bottom: 24px; line-height: 1.5;
}

/* ============================================================
   FORMS
   ============================================================ */
.sf-form { display: flex; flex-direction: column; gap: 10px; }

.sf-form__row { display: grid; grid-template-columns: 1fr; gap: 10px; }
@media (min-width: 480px) { .sf-form__row { grid-template-columns: 1fr 1fr; } }

.sf-form input[type=text],
.sf-form input[type=tel],
.sf-form input[type=email],
.sf-form textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid #e0dcdc;
  border-radius: var(--r-sm);
  font-size: 14px; font-family: var(--font-body);
  color: var(--text); background: #fafafa;
  transition: border-color var(--transition), box-shadow var(--transition), background var(--transition);
  -webkit-appearance: none;
}
.sf-form input:focus,
.sf-form textarea:focus {
  outline: none;
  border-color: var(--gold);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.12);
}

.sf-form__consent {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 11px; color: var(--muted); line-height: 1.55;
  background: #f7f5f0; border-radius: var(--r-sm); padding: 12px 14px;
}
.sf-form__consent input[type=checkbox] { flex-shrink: 0; margin-top: 2px; accent-color: var(--gold); width: 15px; height: 15px; }
.sf-form__consent a { color: var(--gold); text-decoration: underline; text-underline-offset: 2px; }

.sf-btn {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-body);
  font-size: 14px; font-weight: 500; letter-spacing: 0.04em;
  padding: 15px 28px;
  border-radius: var(--r-sm);
  width: 100%;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  -webkit-appearance: none;
}
.sf-btn:hover { background: var(--gold2); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(201,168,76,0.28); }
.sf-btn:active { transform: translateY(0); }
.sf-btn:disabled { opacity: 0.65; cursor: not-allowed; transform: none; }

.sf-form__success {
  display: flex; flex-direction: column; align-items: center;
  text-align: center; padding: 32px 16px; gap: 12px;
}
.sf-form__success h3 { font-family: var(--font-display); font-size: 22px; color: var(--navy); }
.sf-form__success p { font-size: 14px; color: var(--muted); }

/* ============================================================
   SECTIONS — shared
   ============================================================ */
.sf-section { padding: 72px 0; }
.sf-section--alt { background: var(--cream); }
.sf-section--dark { background: var(--navy); color: var(--white); }
@media (min-width: 768px) { .sf-section { padding: 96px 0; } }

.sf-eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold); font-weight: 500; margin-bottom: 14px;
}
.sf-eyebrow span { display: inline-block; width: 24px; height: 1px; background: var(--gold); }

.sf-h2 {
  font-family: var(--font-display);
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 600; line-height: 1.12;
  letter-spacing: -0.01em; margin-bottom: 16px;
}
.sf-h2 em { font-style: italic; color: var(--gold); }
.sf-section--dark .sf-h2 { color: var(--white); }

.sf-lead { font-size: clamp(15px, 2vw, 17px); color: var(--muted); line-height: 1.7; max-width: 560px; margin-bottom: 48px; }
.sf-section--dark .sf-lead { color: rgba(255,255,255,0.6); }

/* ============================================================
   3-STRATEGY CARDS
   ============================================================ */
.sf-strategies { display: grid; gap: 20px; }
@media (min-width: 640px) { .sf-strategies { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .sf-strategies { grid-template-columns: repeat(3, 1fr); } }

.sf-strategy-card {
  background: var(--white);
  border: 1px solid var(--cream2);
  border-radius: var(--r-md);
  padding: 32px 28px;
  position: relative; overflow: hidden;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.sf-strategy-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: var(--gold); transform: scaleX(0); transform-origin: left;
  transition: transform var(--transition);
}
.sf-strategy-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: rgba(201,168,76,0.3); }
.sf-strategy-card:hover::before { transform: scaleX(1); }

.sf-strategy-card__num {
  font-family: var(--font-display); font-size: 56px; font-weight: 700;
  color: var(--cream2); line-height: 1; margin-bottom: 20px;
  user-select: none;
}
.sf-strategy-card h3 { font-family: var(--font-display); font-size: 22px; font-weight: 600; color: var(--navy); margin-bottom: 10px; }
.sf-strategy-card p { font-size: 14px; color: var(--muted); line-height: 1.7; margin-bottom: 16px; }
.sf-strategy-card__tag {
  display: inline-block; font-size: 11px; letter-spacing: 0.08em;
  background: var(--cream); color: var(--gold); padding: 4px 12px; border-radius: 99px;
  border: 1px solid rgba(201,168,76,0.22);
}

/* ============================================================
   PROCESS STEPS
   ============================================================ */
.sf-steps { display: grid; gap: 0; }
@media (min-width: 768px) { .sf-steps { grid-template-columns: repeat(3, 1fr); } }

.sf-step {
  display: flex; flex-direction: column;
  padding: 32px 28px;
  border-bottom: 1px solid var(--cream2);
  position: relative;
}
@media (min-width: 768px) {
  .sf-step { border-bottom: none; border-right: 1px solid var(--cream2); padding: 36px 32px; }
  .sf-step:last-child { border-right: none; }
}

.sf-step__num {
  font-family: var(--font-display); font-style: italic;
  font-size: 48px; color: var(--gold); opacity: 0.35; line-height: 1;
  margin-bottom: 16px;
}
.sf-step h3 { font-family: var(--font-display); font-size: 20px; color: var(--navy); margin-bottom: 8px; font-weight: 600; }
.sf-step p { font-size: 14px; color: var(--muted); line-height: 1.7; }

/* ============================================================
   WHY CARDS
   ============================================================ */
.sf-why-grid { display: grid; gap: 16px; }
@media (min-width: 480px) { .sf-why-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .sf-why-grid { grid-template-columns: repeat(4, 1fr); } }

.sf-why-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(201,168,76,0.14);
  border-radius: var(--r-md); padding: 28px 22px;
  transition: background var(--transition), border-color var(--transition);
}
.sf-why-card:hover { background: rgba(255,255,255,0.08); border-color: rgba(201,168,76,0.3); }
.sf-why-card__icon { color: var(--gold); font-size: 22px; margin-bottom: 14px; }
.sf-why-card h3 { font-family: var(--font-display); font-size: 19px; color: var(--white); margin-bottom: 8px; font-weight: 600; }
.sf-why-card p { font-size: 13px; color: rgba(255,255,255,0.55); line-height: 1.7; }

/* ============================================================
   COUNTY LOCATION PAGES
   ============================================================ */
.sf-loc-hero {
  background: var(--navy);
  padding: calc(var(--header-h) + 56px) 0 64px;
  position: relative; overflow: hidden;
}
.sf-loc-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 70% 80% at 90% 50%, rgba(201,168,76,0.07) 0%, transparent 60%);
  pointer-events: none;
}
.sf-loc-hero__inner {
  position: relative; z-index: 1;
  max-width: 1160px; margin: 0 auto; padding: 0 20px;
  display: grid; gap: 48px;
}
@media (min-width: 768px) { .sf-loc-hero__inner { padding: 0 36px; } }
@media (min-width: 1024px) {
  .sf-loc-hero__inner { grid-template-columns: 1fr 400px; align-items: start; gap: 64px; }
}

.sf-loc-hero__copy {}
.sf-loc-hero__h1 {
  font-family: var(--font-display);
  font-size: clamp(32px, 6vw, 58px);
  font-weight: 600; color: var(--white);
  line-height: 1.1; margin-bottom: 16px;
}
.sf-loc-hero__h1 em { font-style: italic; color: var(--gold2); }
.sf-loc-hero__sub {
  font-size: clamp(14px, 2vw, 16px);
  color: rgba(255,255,255,0.62); line-height: 1.75; margin-bottom: 28px; max-width: 480px;
}
.sf-loc-hero__pills { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 0; }
.sf-loc-hero__pill {
  font-size: 12px; color: rgba(255,255,255,0.68);
  border: 1px solid rgba(255,255,255,0.13);
  padding: 5px 14px; border-radius: 99px;
  display: flex; align-items: center; gap: 6px;
}
.sf-loc-hero__pill svg { color: var(--gold); }

/* Location form card */
.sf-loc-card {
  background: var(--white); border-radius: var(--r-lg);
  padding: 28px 24px; box-shadow: var(--shadow-lg);
  position: relative; overflow: hidden;
}
.sf-loc-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold2), var(--gold));
}
.sf-loc-card h3 { font-family: var(--font-display); font-size: 22px; color: var(--navy); margin-bottom: 4px; }
.sf-loc-card p { font-size: 13px; color: var(--muted); margin-bottom: 20px; }

/* Cities grid */
.sf-cities { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; }
@media (min-width: 480px) { .sf-cities { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 768px) { .sf-cities { grid-template-columns: repeat(4, 1fr); } }
@media (min-width: 1024px) { .sf-cities { grid-template-columns: repeat(5, 1fr); } }

.sf-city {
  display: flex; align-items: center; gap: 8px;
  background: var(--cream); border-radius: var(--r-sm);
  padding: 12px 14px; font-size: 13px; color: var(--navy); font-weight: 400;
  border: 1px solid var(--cream2);
  transition: border-color var(--transition), background var(--transition);
}
.sf-city:hover { border-color: var(--gold); background: var(--white); }
.sf-city svg { color: var(--gold); flex-shrink: 0; }

/* Local why cards */
.sf-loc-why { display: grid; gap: 16px; }
@media (min-width: 640px) { .sf-loc-why { grid-template-columns: repeat(2, 1fr); } }

.sf-loc-why-card {
  background: var(--white); border-radius: var(--r-md);
  padding: 28px 24px;
  border-left: 3px solid var(--gold);
  box-shadow: 0 2px 16px rgba(0,0,0,0.05);
}
.sf-loc-why-card h3 { font-family: var(--font-display); font-size: 20px; color: var(--navy); margin-bottom: 8px; font-weight: 600; }
.sf-loc-why-card p { font-size: 13px; color: var(--muted); line-height: 1.7; }

/* FAQ */
.sf-faq { max-width: 760px; }
.sf-faq-item {
  border-bottom: 1px solid var(--cream2); padding: 22px 0;
}
.sf-faq-item:last-child { border-bottom: none; }
.sf-faq-item h4 {
  font-family: var(--font-display); font-size: 18px; font-weight: 600;
  color: var(--navy); margin-bottom: 10px;
}
.sf-faq-item p { font-size: 14px; color: var(--muted); line-height: 1.75; }

/* ============================================================
   TESTIMONIALS PAGE
   ============================================================ */
.sf-reviews-hero {
  background: var(--navy);
  padding: calc(var(--header-h) + 56px) 0 56px;
  text-align: center;
}
.sf-reviews-hero h1 { font-family: var(--font-display); font-size: clamp(32px,6vw,56px); color: var(--white); margin-bottom: 14px; font-weight: 600; }
.sf-reviews-hero p { font-size: 17px; color: rgba(255,255,255,0.62); max-width: 500px; margin: 0 auto 36px; }
.sf-stars-lg { color: var(--gold); font-size: 26px; letter-spacing: 3px; margin-bottom: 12px; }
.sf-stats-row { display: flex; justify-content: center; gap: 40px; flex-wrap: wrap; }
.sf-stat-item { text-align: center; }
.sf-stat-num { font-family: var(--font-display); font-size: 44px; font-weight: 700; color: var(--gold); line-height: 1; margin-bottom: 4px; }
.sf-stat-lbl { font-size: 12px; color: rgba(255,255,255,0.5); letter-spacing: 0.06em; text-transform: uppercase; }

.sf-filter-bar { background: var(--cream); padding: 20px 0; border-bottom: 1px solid var(--cream2); overflow-x: auto; -webkit-overflow-scrolling: touch; }
.sf-filter-inner { display: flex; gap: 8px; padding: 0 20px; min-width: max-content; }
@media (min-width: 768px) { .sf-filter-inner { padding: 0 36px; min-width: 0; flex-wrap: wrap; } }

.sf-filter-btn {
  padding: 8px 18px; border-radius: 99px;
  border: 1.5px solid var(--cream2);
  background: var(--white); color: var(--muted);
  font-size: 12px; font-weight: 400; letter-spacing: 0.03em;
  white-space: nowrap;
  transition: all var(--transition);
}
.sf-filter-btn:hover, .sf-filter-btn.is-active {
  background: var(--navy); color: var(--gold); border-color: var(--navy);
}

.sf-reviews-grid { display: grid; gap: 16px; padding: 56px 0 72px; }
@media (min-width: 640px) { .sf-reviews-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .sf-reviews-grid { grid-template-columns: repeat(3, 1fr); } }

.sf-review-card {
  background: var(--white); border-radius: var(--r-md);
  padding: 26px 22px; border: 1px solid var(--cream2);
  display: flex; flex-direction: column; gap: 14px;
  transition: box-shadow var(--transition), transform var(--transition);
  position: relative; overflow: hidden;
}
.sf-review-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.sf-review-card__badge {
  position: absolute; top: 14px; right: 14px;
  font-size: 10px; font-weight: 500; padding: 3px 10px; border-radius: 99px; letter-spacing: 0.06em;
}
.badge--cash { background: #e8f5e9; color: #2e7d32; }
.badge--novation { background: #e3f2fd; color: #1565c0; }
.badge--creative { background: #fff3e0; color: #e65100; }

.sf-review-card__header { display: flex; align-items: center; gap: 12px; }
.sf-review-card__avatar {
  width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-size: 16px; font-weight: 600;
}
.sf-review-card__name { font-weight: 500; font-size: 14px; color: var(--navy); margin-bottom: 2px; }
.sf-review-card__loc { font-size: 12px; color: var(--muted); }
.sf-review-card__stars { color: var(--gold); font-size: 13px; letter-spacing: 1px; }
.sf-review-card__text { font-size: 13px; color: #4a4a4a; line-height: 1.75; flex: 1; font-style: italic; }
.sf-review-card__text::before { content: '\201C'; }
.sf-review-card__text::after  { content: '\201D'; }

/* ============================================================
   CTA BAND
   ============================================================ */
.sf-cta-band {
  background: var(--navy2);
  border-top: 1px solid rgba(201,168,76,0.15);
  border-bottom: 1px solid rgba(201,168,76,0.15);
  padding: 72px 0;
  text-align: center;
  position: relative; overflow: hidden;
}
.sf-cta-band::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 80% at 50% 50%, rgba(201,168,76,0.06) 0%, transparent 70%);
}
.sf-cta-band__inner { position: relative; z-index: 1; }
.sf-cta-band h2 { font-family: var(--font-display); font-size: clamp(26px,4vw,42px); color: var(--white); margin-bottom: 14px; font-weight: 600; }
.sf-cta-band p { font-size: 16px; color: rgba(255,255,255,0.58); margin-bottom: 32px; }
.sf-cta-band__actions { display: flex; flex-direction: column; align-items: center; gap: 14px; }
@media (min-width: 480px) { .sf-cta-band__actions { flex-direction: row; justify-content: center; } }

.sf-btn-gold {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--gold); color: var(--navy);
  font-size: 14px; font-weight: 500; letter-spacing: 0.04em;
  padding: 15px 32px; border-radius: var(--r-sm);
  transition: background var(--transition), transform var(--transition);
}
.sf-btn-gold:hover { background: var(--gold2); transform: translateY(-2px); }

.sf-btn-outline {
  display: inline-flex; align-items: center; gap: 8px;
  background: transparent; color: rgba(255,255,255,0.8);
  font-size: 14px; font-weight: 400; letter-spacing: 0.04em;
  padding: 14px 32px; border-radius: var(--r-sm);
  border: 1px solid rgba(255,255,255,0.22);
  transition: border-color var(--transition), color var(--transition);
}
.sf-btn-outline:hover { border-color: var(--gold); color: var(--gold2); }

/* ============================================================
   FOOTER
   ============================================================ */
.sf-footer { background: #080f1e; border-top: 1px solid rgba(255,255,255,0.06); color: rgba(255,255,255,0.6); }
.sf-footer__inner {
  max-width: 1160px; margin: 0 auto; padding: 64px 20px 48px;
  display: grid; gap: 40px;
}
@media (min-width: 768px) { .sf-footer__inner { padding: 64px 36px 48px; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; } }

.sf-footer__logo {
  height: 48px; width: auto; margin-bottom: 16px;
  background: #ffffff;
  padding: 6px 14px;
  border-radius: var(--r-sm);
  display: block;
}
.sf-footer__brand p { font-size: 13px; line-height: 1.7; max-width: 240px; margin-bottom: 16px; }
.sf-footer__phone { display: inline-flex; align-items: center; gap: 8px; color: var(--gold); font-size: 15px; font-weight: 500; }
.sf-footer__phone:hover { color: var(--gold2); }

.sf-footer__col h4 { font-family: var(--font-display); font-size: 15px; font-weight: 600; color: rgba(255,255,255,0.9); margin-bottom: 16px; letter-spacing: 0.02em; }
.sf-footer__col ul { display: flex; flex-direction: column; gap: 10px; }
.sf-footer__col li, .sf-footer__col a { font-size: 13px; line-height: 1.5; }
.sf-footer__col a { color: rgba(255,255,255,0.55); transition: color var(--transition); }
.sf-footer__col a:hover { color: var(--gold); }

.sf-footer__bar { border-top: 1px solid rgba(255,255,255,0.06); padding: 20px 20px; text-align: center; }
@media (min-width: 768px) { .sf-footer__bar { padding: 20px 36px; } }
.sf-footer__bar p { font-size: 11px; color: rgba(255,255,255,0.3); line-height: 1.6; max-width: 700px; margin: 0 auto; }

/* ============================================================
   FADE-IN ANIMATION
   ============================================================ */
.sf-fade {
  opacity: 0; transform: translateY(24px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}
.sf-fade--visible { opacity: 1; transform: translateY(0); }
.sf-fade:nth-child(2) { transition-delay: 0.1s; }
.sf-fade:nth-child(3) { transition-delay: 0.2s; }
.sf-fade:nth-child(4) { transition-delay: 0.3s; }

/* ============================================================
   UTILITY
   ============================================================ */
.sf-divider { border: none; border-top: 1px solid var(--cream2); margin: 0; }
.sf-hidden { display: none !important; }
.sf-text-gold { color: var(--gold); }
.sf-text-center { text-align: center; }
.sf-mb-0 { margin-bottom: 0 !important; }

/* ============================================================
   LEGACY class compat (for existing style.css refs)
   ============================================================ */
.container { max-width: 1160px; margin: 0 auto; padding: 0 20px; }
@media (min-width: 768px) { .container { padding: 0 36px; } }